Independent Financial Advisers


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Based in Halifax, we have a team of five advisors supported by a team of office based administration staff


Our services are designed to meet the requirements of our clients. We have access to the full range of financial planning solutions and have developed our advice process to ensure that those solutions are arrived at in the most independent way.

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Independent Financial Advisers, established in 1989 by Richard Little and Jason Georgiou. Based in Halifax, our offices are the amalgamation of buildings 8, 9 and 10 Lane Ends Terrace, having undergone conversion in 2007/08. We have five Advisers who are supported by a team of office based Administration Staff.

We provide high quality advice to personal and corporate clients throughout the UK. We have a reputation for hands-on, client-focused solutions built through the service we have given to our clients over a number of years. Friendly and approachable, many of our clients have been with us since Little & Georgiou was formed. We do not advertise and we do not cold-call. The overwhelming majority of our new clients are referred to us by existing clients or professional introducers.

We operate on a fully independent basis in line with the Treating Customers Fairly (TCF) principles and the Retail Distribution Review (RDR) requirements of our regulator, the FCA. We have full Disclosure Documents outlining the levels of service we provide to our clients along with the associated costs. We are able to take payment through an Adviser Fee option or by a direct fee from our clients for the work carried out. We have good working relationships with other professional advisers that may be of assistance to our clients; Solicitors, Accountants, Mortgage Advisers and General Insurance Practitioners.

We have a robust Complaints Procedure and our clients are covered by the Financial Ombudsman Service and through the Financial Services Compensation Scheme where appropriate. We have the required Professional Indemnity, Consumer Credit and Data Protection Licences. Our Advisers are members of the Chartered Insurance Institute, the Chartered Institute for Securities & Investment and the Personal Finance Society.